Three Levels of Protection
Our estate planning design process is two simple steps. First, you choose one of three levels of protection. Second, we will ask you a few questions to customize your chosen level of protection. Protecting your family couldn't be any easier.
Our three levels of protection are described below. The questions we will ask in the second step of the design process depend upon the information you provide in your Personal Information Form.
Trust Plan
The Trust Plan provides the following benefits:
- Ensures that your children will be cared for by the person you choose if you become incapacitated or die
- Allows your assets to be transferred upon your death without the very public and potentially costly probate proceeding
- Ensures that your health care wishes will be followed, and allows your financial affairs to be privately managed by the person you choose, if you become incapacitated
Wealth Plan
The Wealth Plan provides the following benefits:
- All of the benefits of the Trust Plan
- Ensures that the goals of your estate plan will not be subverted if you or your spouse remarry, or if your spouse changes their mind about what should happen to your assets after you are gone
- Protects the assets you leave to your children, or other beneficiaries, from imprudence, divorce, lawsuits, and creditors by controlling how and when they receive their inheritance
- Optional protection for retirement accounts and planning for beneficiaries with special needs so they keep their eligibility for governmental benefits.
Legacy Plan
The Legacy Plan provides the following benefits:
- All of the benefits of the Wealth Plan
- Creates a lasting legacy by preserving your wealth for future generations and protecting your assets against divorce, lawsuits, and creditors
- Enhances your legacy through charitable planning and the use of advanced tax-saving techniques
- Planning to protect your assets in the event that you or your spouse require long-term care in the future